A radiator and oil cooler combination for an internal combustion engine includes a concentric type oil cooler in the radiator inlet or outlet tank. A baffle directs coolant flow around the oil cooler. In one embodiment, the baffle is between an inner surface of the outlet radiator tank housing and the outer wall of the oil cooler forming a barrier substantially filling the space therebetween. The baffle is located away from the ends of the oil cooler, intermediate the length thereof, and intermediate the length of the outlet radiator tank containing the tube openings. In another embodiment, the baffle is between and spaced from the oil cooler and the radiator core tube openings. The baffle extends along at least a portion of the length of the outlet radiator tank containing the tube openings and overlaps at least a portion of the length of the oil cooler. In a further embodiment, the baffle is located in the radiator tank near one end of the oil cooler and has an opening spaced from the oil cooler outer wall.