A solder pad structure includes a first metal layer disposed on an
insulation layer, wherein the first metal layer is electrically connected
with an underlying interconnection circuit layer through a conductive
through hole disposed in the insulation layer. A solder resist layer
having an opening exposing a central portion of the first metal layer is
disposed on the insulating layer. A pillar-shaped second metal layer is
disposed within the opening directly on the first metal layer. A solder
ball filled into the opening is in contact with the pillar-shaped second
metal layer.