A system and method for loading one or more vehicles onto the cargo bed of a transporting vehicle such as a pickup truck or trailer is presented. The system includes a supporting located at the front of the cargo bed above the plane of the cargo bed and one or more ramps. The ramps and the supporting are adapted to connect to and remove from each other such that the ramps are secured inside the cargo bed at an angle above the plane of the cargo bed of the transporting vehicle. This system provides additional clearance and storage space in the cargo bed. In a preferred embodiment where the transporting vehicle is a pickup truck, the supporting also functions as a headache rack or a ladder rack. A method of using this system to load one or more vehicles is also presented.