A method for motivating students to improve their grade point average using a network system, comprising the steps of inputting into the network system a student's current class schedule; generating wagering odds for the student to achieve first grades for current class schedule; communicating possible wagering odds between the network system and the student resulting in finalized wagering odds; accepting the finalized wagering odds; achieving, by the student, second grades for the current class schedule at the end of a current term; and if the second grades are at least equal to the first grades, rewarding the student in accordance with the accepted wagering odds.