Disclosed is a wood panel having a core layer, and upper and lower surface layers, the surface layers comprising a melamine urea formaldehyde surface resin, wherein the melamine urea formaldehyde surface resin is a product of reaction reagents, the reaction reagents comprising: about 5 to about 25 wt % melamine; about 5 to about 20 wt % urea; about 15 to about 30 wt % formaldehyde; and water.