Embodiments of the systems and methods provide automated transfer of files between a client computer and a server computer in a networked environment. The file transfer system provides secure data communication using file encryption and decryption techniques. In addition, the file transfer system can automatically translate files to and from various formats as required without user intervention or action. Files can be transferred by drag and drop file operations, scheduled for predetermined times or intervals, or upon the occurrence of user-defined events. In some embodiments, the file transfer system transfers files between a server computer for a bank website and a client computer of a bank customer having an account at the bank.