Disclosed is a three-wheeled vehicle with centrally positioned motor and driver's seat. An exemplary embodiment has a frame for supporting a driver and a multitude of mechanical devices. A pair of steerable front wheels are rotatably affixed to the front portion of the frame. A rear wheel is rotatably affixed along the frame's centerline in the rear portion. A motor is affixed to the frame's centerline. The driver's seat is also affixed to the frame's centerline behind the motor and ahead of the rear wheel, so the driver sitting in the driver seat is in both a recumbent and straddle position.