A self-service terminal (14) is described The terminal is associated with an organization (18) having individuals (36) under its supervision, each individual having a sponsor, whereby the terminal provides the individuals with access to financial services provided by a financial institution in accordance with rules established by the sponsor and the organization. A method of providing financial transactions via a self-service terminal (14) is also described, the method comprising the steps of: maintaining a financial account for an organization, providing a self-service terminal in premises used by the organization, maintaining a financial account for an individual under the supervision of the organization, allowing a sponsor and/or the organization to establish rules governing use of the financial account by the individual, and only fulfilling a transaction requested by the individual at the terminal if the transaction is consistent with the established rules for that individual.