A bankruptcy practice credit manager internet system includes at least one manager processor computer and a plurality of creditor processor computers, each having a conventional microprocessor having a central processing unit with operating system hardware and software for conventional microprocessing and sufficient hardware and software to operate on the internet. There is a bankruptcy practice program on a host server. Secured access is provided for the manager, i.e., bankruptcy counsel, to have access to aspects of the program which would be secured from others changing, deleting or adding information which is unique and critical to counsel's files, e.g., no outside party would be able to change a bankrupt client's information inputted by the manager counsel, yet the creditors could input their own essential information. In another version, bankruptcy courts are included in the system with the highest level of security, bankruptcy counsel having the second highest level of security, and creditors having less security. Third party inquiry read only access could be included in any version.