A combination patterned reflective dichroic filter and optical coating, and method of making the same, is disclosed by starting with a filter substrate, laying down a pattern of dichroic filter material, but stopping short of completing the layers required for the spectral characteristics of the filter. The spectral characteristics are completed by adding a blanket coating of a material such as an anti-reflective material. In an alternative embodiment the blanket coating can be applied prior to addition of the dichroic filter material.