Described is a handheld device for performing a transaction. The device includes a first receiving means for receiving first information via a first input device, the input device being one of an optical reader module, a card swipe module, a touch-sensitive screen, and a key pad. The device further includes a first processing means for processing the first information with a processor and a first generating means for generating a first output via a printer. The device also includes a second receiving means for receiving second information via a second input device, the second input device being one of the optical reader module, the touch-sensitive screen, the card swipe module, and the key pad, a second processing means for processing the second information with the processor and a second generating means for generating a second output via one of the printer and a display module.