The memory device includes a first tunnel insulation layer pattern on a
semiconductor substrate, a second tunnel insulation layer pattern having
an energy band gap lower than that of the first tunnel insulation layer
pattern on the first tunnel insulation layer pattern, a charge trapping
layer pattern on the second tunnel insulation layer pattern, a blocking
layer pattern on the charge trapping layer pattern, and a gate electrode
on the blocking layer pattern. The memory device further includes a
source/drain region at an upper portion of the semiconductor substrate.
The upper portion of the semiconductor substrate is adjacent to the first
tunnel insulation layer pattern.