Apparatus and methods are described for correlating business relationships
and issuing earnings estimates. According to the present invention, an
earnings estimate can be generated for a company as it compares to a
consensus estimate, or other rating aggregate, along with an indication
of an investment banking relationship or other business relationship that
the entity providing the estimate has had with the company. In addition
to a consensus estimate that may be based upon current and previous
analyst earnings estimates, operating actuals, expected reporting dates,
footnotes and company-issued guidelines, indications of investment
banking relationships and a consensus estimate is provided that excludes
input from banks conducting business with the company. The present
invention can also include suggested actions that can be taken based upon
data relating to an investment banking relationship, an earnings estimate
and/or a consensus earnings estimate that excludes input from banks with
substantial business relationships with the company.