An authentication management platform that enables authentication systems
from various vendors to be integrated into a single service offering. The
disclosed arrangement can support multiple, distinct customers and
multiple primary authentication servers on a single platform. The
management platform provides access only to users that enter a valid
passcode comprising both: (1) a personal identification number (PIN) and
(2) the current code generated by a security token card assigned to that
user. The authentication management platform may be configured to be
controlled and maintained by the subscriber to the system, or may be
serviced/maintained by a third party service provider.