An internet N is connected to an electronic money management server 10 so that communications can be performed with a deposit money terminal device 30 replenishing an electronic money for an user card comprised by recording a card ID and an issuer ID, a member shop terminal device 50 reducing the electronic money utilized from the user card, and the like. The electronic money management server 10 acquires the deposit money amount and the issuer ID from a deposit money terminal device 30 at the replenishment time of the electronic money, and totalizes the deposit money amount for each issuer, and performs the delivery of the cash for the totalized deposit money amount to the issuer. Further, the electronic money management server 10 acquires the utilized amount and a member shop ID and an issuer ID from a member shop terminal device 50 at the utilizing time of the electronic money, and totalizes the utilized amount for each issuer and member shop, and performs the delivery of the cash for the totalized utilized amount between the issuer and the shop.