A computer-implemented method, including receiving information regarding an individual transmitted from a first device associated with a healthcare provider via the Internet or World Wide Web, which information contains information regarding a symptom, examination finding, diagnosis, treatment, administration of a treatment, or procedure, processing information for performing a diagnostic evaluation of the individual, processing information for determining a risk level or risk score for the individual, storing the information regarding the individual, the diagnostic evaluation, the risk level, or the risk score, or updating the healthcare record or history of, for, or associated with, the individual, generating an insurance claim automatically in response to the storing of the information regarding the individual, the diagnostic evaluation, the risk level, or the risk score, or the updating of the healthcare record or history, and transmitting the insurance claim to a second device associated with a healthcare insurer or payer.