Process for producing microcapsules comprising an effect-substance-containing capsule core and a polymer-containing capsule covering, comprising the formation of the capsule covering by means of enzyme-catalyzed polymerization of monomers which are present in an inverse miniemulsion; and also microcapsules and dispersions. Use of said microcapsules and dispersions comprising microcapsules as component in colorants, cosmetics, pharmaceuticals, crop protection agents, fertilizers, additives for foods or animal feed, auxiliaries for polymers, paper, textile, leather or detergents and cleaners.