The present invention relates to a payment mat that wirelessly communicates with a payment device for payment of items, such as goods and/or services, in a retail environment. A customer presents the payment device within the radiation range of an antenna contained in the payment mat for payment. The payment mat may also include a visual indicator, audio indicator, keypad, transaction display, advertising display, receipt printer, and transaction card reader. The payment mat may be constructed out of a rigid or flexible material. The payment mat may be placed flat on counters in retail stores, nearby cash registers or order entry devices. The payment mat may be placed on drive-thru windows in retail environment, such as quick service restaurants (QSR) or pharmaceutical stores. The payment mat may be placed behind a secure order entry window.