The invention includes systems and methods for identifying and verifying
the identity of a user of a kiosk using an external verification system.
The kiosk receives customer input data that indicates the identity of the
user of the kiosk. The kiosk generates an identification query that
includes at least some customer input data. The kiosk transmits the
identification query to an external verification system. The kiosk
receives a verification response from the external verification system.
The kiosk then processes the verification response to verify the identity
of the user of the kiosk. These systems and methods advantageously
provide identification and verification of the identity of a user of a
kiosk. With sufficient identification and verification, financial
institutions can comply with government regulations designed to reduce
the opportunity for money laundering, terrorism, fraud, and identity
theft while offering users of kiosks a wider range of financial services.