An invention is provided for affording interaction between service consumers and service providers via centralized hub. The invention includes a service session scheduling component that schedules a service session between a service consumer and a selected service provider selected by the service consumer. The invention also includes a service management session delivery component capable of provisioning communication for the service session between the service consumer and the selected service provider. A service payment management component is also included that facilitates a payment from the service consumer to the service provider. In addition, the service payment management component facilitates a payment from the service provider to a system account.