A counter-terrorism, reactive personnel protection system which detects the presence of a destructive object as it approaches a designated personnel target along an intersecting path. Before impact, an air bag is rapidly inflated and interposed between the destructive object and the target so as to provide a protective barrier. The air bag is constructed from polyethylene material or other anti-ballistic materials, and serves to halt or redirect the detected destructive force of the object and thereby protect the designated target from attack.