Systems and methods for performing financial transfers. In some instances,
the methods include providing a staged transaction system that includes at least
two stages. Quotes are accessed for the first and for the second stage of the transaction.
One quote associated with a stage of the transaction is selected and used to consummate
the financial transfer. Other methods include marketing financial transfer transactions.
Such marketing can include providing a flexible rating mechanism; monitoring a
financial transaction market; and fixing a rate based at least in part on monitoring
the financial transaction market where the flexible rating mechanism provides access
to the fixed rate.