A computer-based method for pricing and managing an insurance product under which an insurer will provide termination benefits to employees who are non-voluntarily terminated from employment by an employer. The product reduces adverse selection risks and durational risks associated with periods of unemployment.

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< Apparatus and method for performing conversion between different units of currency using an encapsulated conversion path of exchange rates

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> Binary trees for detecting inventory problems in an enterprise model

> Monitoring and automatic notification of irregular activity in a network-based transaction facility

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