An apparatus for enabling signals directed to a first telecommunications terminal to be forwarded intelligently to a second telecommunications terminal in the vicinity of the first terminal is disclosed. In particular, the illustrative embodiment automatically forwards signals from a first terminal to the closest terminal for which the first terminal is authorized to do so, wherein the first terminal and the closest authorized terminal belong to any respective ones of a plurality of networks. The illustrative embodiment employs a location coordinator that, in concert with logic embedded in each of the networks, determines the closest authorized terminal.