An ADSL/POTS filter arrangement includes a filter and a switchable return loss correction circuit coupled to one side of the filter. The switchable return loss correction circuit includes a resistor and an inductor connected in parallel, a polarity insensitive solid state switch, and a capacitor connected in series between the switch and the parallel-connected resistor and inductor. The switchable return loss correction circuit is switched on by the polarity insensitive solid state switch which is controlled by a line sensor depending on whether the POTS telephone is on or off-hook.