A card, a first panel, a second panel opposing the first panel, and a detachable
tab connected to at least one of the first panel and the second panel taken together
form a card carrier system. The card is provided between the first panel and the
second panel and secured to at least one of the first panel and the second panel
such that the card is at least partially covered by at least one of first panel
and the second panel. The detachable tab taken together with at least one of the
first panel and the second panel covers a greater portion of the card than either
the first or second panel alone. The card has an exposed portion extending past
both the first panel and the second panel such that when the detachable tab is
removed, the exposed portion of the card may be encoded.