This invention relates to a user-driven system, apparatus, and method for generating and sharing knowledge over a computer network. More particularly, this invention relates to a system, apparatus, and method for permitting users of a computer network to procure on-line consulting services.

 
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< Computerized knowledge brokerage system

< Business calling card

> Debit purchasing of stored value card for use by and/or delivery to others

> Method and system for operating a personnel workflow tool
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