A combination business card and calling card. After receipt of the invention card, a card holder may use the card as a calling card by contacting a designated calling card service company and providing an identification code contained on a particular card. The service company will then set up a calling card account for the card holder. The identification code provided to the service company will identify the person or entity who originally presented the business card. The person or entity who originally presented the card to the card holder will be credited by the service company with a percentage of all subsequent calling card usage by the particular card holder.

 
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> Debit purchasing of stored value card for use by and/or delivery to others

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