A photothermographic material comprising a support body provided on or above at least one surface thereof with an image forming layer, containing at least a photosensitive silver halide, a non-photosensitive organic silver salt, a reducing agent and binder, and a non-photosensitive layer, wherein: 1) 50% or more of the binder in the image forming layer is hydrophilic binder; 2) a ratio of the non-photosensitive organic silver salt to the hydrophilic binder is from 0.6 to 1.4 by mass; and 3) 70% or more of binder in the non-photosensitive layer is hydrophilic binder.