A system for over-the-air provisioning of a card on a wireless device is provided. The system includes a wireless device, a provisioning system in communication with the wireless device, and an issuer system to maintain an account related to a card. The issuer system is operable to wirelessly enable the card on the wireless device via the provisioning system. A method for over-the-air card provisioning of a wireless device is also provided. The method includes authorizing, by an issuer, an account related to a card, and wirelessly provisioning the card on a wireless device.