A reactive-adsorptive protective material having an activated carbon adsorbent for adsorbing chemical impurities, wherein nanoparticular entities are loaded into and onto a surface of said activated carbon adsorbent to further impart chemically reactive and biocidal properties onto the activated carbon for providing protection against chemical and biological agents in the atmosphere. Advantageously, a superior reactive-adsorptive material is provided having the ability to kill microorganisms in addition to the ability to neutralize and decompose chemical substances, while at the same time not diminishing the adsorptive/reactive capabilities and effectiveness of either the substrate carbon or the loaded nanoparticular entities used.