A system and method for distributing a collection of physical (tangible) resources, e.g., books, newspapers, periodicals, trade publications, compact discs, equipment, video tapes microfilm. In one embodiment, a method comprises the step of accessing a web server maintaining a database of profiles associated with the collection of resources by a user via a web browser. The user may then issue a search request via the web browser to search for one or more resources within the collection of resources. Upon identifying one or more resources from the search, the user may contact one or more owners of the one or more resources identified. The user may contact the one or more owners based on the contact information provided in the profiles in the one or more resources identified. Upon contacting the one or more owners, the user may borrow the one or more resources previously identified.

 
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> Electronic payments using multiple unique payee identifiers

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