A riding toy includes a body simulating a physical object and having a recessed area adapted to receive a human rider's torso. A harness is adapted to be worn by a human carrier, such that the rider is supported in front of the carrier and the body is supported in front of the rider. The body may take on various forms including vehicles and animals, and may include one or more interactive features. The body may also be worn directly by the rider, or may be mounted on a rolling chassis.