A multimedia intelligent business card system allows multimedia and Web content to be stored on a smart card. The invention automatically and selectively translates each file, URL, or file references as they should be when the contents of the smart card are read. The invention waits for a smart card to be inserted into a smart card reader attached to or resident in the host computer and intelligently distinguishes between a multimedia, Web-enabled, or combination smart card. A multimedia file/mp3 file/playlist or URL address is accessed from the smart card. The multimedia player required to play the accessed file/playlist or the browser required to display the accessed URL is determined and the accessed file/playlist is sent to the multimedia player and played to the user or the accessed URLA is sent to the browser and the Website is displayed to the user. The invention enables multiple auto play from multimedia files/MP3 playlist and multiple automatic connection with multiple URLs. A hotkey is defined on the host computer,for example, . If the user presses the hotkey during playback, then the invention will access the smart card for the next file, mp3 file in the playlist, or URL, if it exists.