A gaming apparatus includes a display unit, a value input device, and a controller coupled to the display unit and value input device. The controller includes a memory and a processor programmed to allow a person to make a wager and cause a video image representing a game to be generated on the display unit. The controller can further be programmed to determine an outcome of the game and a value payout associated with the outcome. The controller can further be programmed to generate an audible or verbal explanation of the value payout based on the information defined in a stored payout data contained within the controller.