An HVAC system controller which estimates the energy cost or savings incurred due to a user-instigated change in a climate control schedule. The HVAC system controller is adapted to operate a multi-zone climate control system in a building, and is especially adapted to operate a retrofit zone climate control system in a residence. The HVAC controller displays the estimated cost or savings to the homeowner, enabling him to make an informed decision about whether to keep the change in the climate control schedule.