A seat belt assembly is provided for an occupant seated in a seat that includes a seat back portion and a seat base portion having an outboard side. The seat belt assembly includes a continuous seat belt having a lap belt and shoulder belt. The lap belt has an inboard portion, an outboard portion, and an anchor portion. The anchor portion is fixed to an anchor member positioned below, rearward, and inboard relative to the outboard side of the seat base portion. An actuator assembly is selectively engageable with the outboard portion of the lap belt and is operable to selectively release the lap belt. A pre-tensioner is operatively connected to the shoulder belt. The pre-tensioner is configured to tension the shoulder belt and the lap belt thereby applying force in an inboard direction when the lap belt is released from the actuator assembly.