A web-based system for collecting and managing administrative details of a
member in a managed care organization. The system collects and makes
available over the Internet to all concerned parties digital information
that can be selectively retrieved, viewed and managed by all authorized
participants. This information, for example, includes the personal
demographic details concerning the member and their eligible dependents,
their plan elections and preferences, and their benefits usage history.
The aggregated information is stored in a central database, using a
"member account" paradigm. The member supplies the base information for
the member account at initial enrollment in a health plan, either
directly through the Internet or through an interface to their employer's
human resources data system. Such information is then available to be
shared via the Internet with a health provider, new employer or health
insurance plan, or for the member themselves. Historical information
about expenditures, usage, payments, and the like, can then be added to
the record as experienced, allowing a greater ability to derive value
from the contained information.