A protective agent for forming a protective layer on the surface of an
image carrier includes at least a hydrophilic organic compound and an
amphiphilic organic compound at a ratio of 1/99 to 20/80. Preferably, the
hydrophilic organic compound contains at least one selected from a
polysaccharide and a polyether compound, or the amphiphilic organic
compound contains a nonionic surfactant.